Commercial Mortgages
Secure your business future with property ownership
A commercial mortgage gives your business the ability to purchase or refinance property by borrowing against its value. Similar to a residential mortgage, it provides capital that’s repaid over an agreed term through fixed instalments.
Whether you’re buying your own premises, refinancing an existing property, funding renovations, or investing in land for development, a commercial mortgage can provide a stable and structured route to long-term growth.
At GIFCO, we help ensure your mortgage is set up in a way that works for you—transparent, compliant, and tailored to your business needs.
Types Of Commercial Mortgages
Owner Occupier Mortgages
For businesses looking to buy or refinance premises they’ll use themselves. Typically, a deposit of around 30% is required, followed by regular repayments until the facility is cleared.
Commercial Investment Mortgages
Designed for properties that generate income, such as rentals. Repayments are structured around the returns from the asset, making it a practical option for businesses looking to build or diversify a property portfolio.
How Commercial Mortgages Works
If you are unsure, please give one of our helpful team a call
Is a Commercial Mortgage Right For You?
A commercial mortgage could be a strong option if your business:
For many businesses, it’s a shift from the uncertainty of leasing towards the security and control of ownership.
At GIFCO, we don’t just arrange the facility—we help make sure it’s the right fit, supported by a trusted network of lenders and a fully compliant process from start to finish.
