Invoice Discounting
Fast, flexible access to your cashflow
At GIFCO, we understand that waiting weeks—or even months—for invoices to be paid can put pressure on your business. Invoice discounting helps you unlock the value of unpaid invoices by advancing a percentage of their worth (typically 70–90%) straight away. This means you can access the working capital you need to cover day-to-day costs, manage payroll, or fund future growth—without waiting for customers to settle up.
With invoice discounting, you stay in full control. You manage your own sales ledger and client relationships, and because the facility is confidential, your customers won’t know finance is in place. Once the invoice is paid, the balance (minus lender fees) is released back to you.
How Invoice Discounting Works
Invoice Discounting VS Factoring
Both options help free up cash tied in invoices, but with discounting:
With factoring, the lender steps in to handle collections on your behalf, which can make the arrangement visible to your customers.
Why Choose Invoice Discounting?
If you are unsure, please give one of our helpful team a call
Is Invoice Discounting Right For You?
Invoice discounting is often a great fit if:
Discounting is usually better suited to established businesses. If you prefer the lender to manage collections, invoice factoring may be more appropriate.
Who Can Apply Invoice Discounting ?
At GIFCO, our focus is always on compliance, transparency, and making sure you get access to the right solution for your business.
